1. The broke don’t save. Instead, they mostly spend whatever extra money they have on things they can do without and then wonder why they never have any money when something important comes up. The wealthy, on the other hand, make it a habit of saving their money. 15-20% of your income in the general rule. Pay yourself 1st!

2. The broke talk about people, while the wealthy discuss ideas. Let’s face it, talk about other people all of the time will get you nowhere, except to the point where nobody trusts you with the simplest info. It will also get you into a few heated confrontations once the word comes back around to those who you were talking about.

On the other hand, talking about ideas will put you in front of some major people, expand your creativity and most likely put some extra money in your pocket while your at it.

3. The wealthy make their money work hard for them through investments. The broke work hard for the money. Stack your chips and then put them to work so you don’t have to!

4. The wealthy have multiple streams of income, while the broke are lucky to have one. Multiple streams of income can come from owning your own business, real estate investments, stocks and bonds and network marketing. So, if one stream of income starts to taper off, you’ll always have the others to fall back on, instead of being just out of luck if your only source of income is lost.

5. The broke complain, instead of trying to make the best of their situation. The wealthy always try to find the good in everything that comes their way, no matter how bad it may seem. There is opportunity in change!